Terms of use

The Bank Investor email newsletter and website are operated by R&R Media Pty Ltd ATF WorkDay Media Unit Trust, ABN 54 630 575 768, trading as WorkDay Media. They provide users with news coverage, by email and online, on consumer, business and corporate banking as well as commentary on issues in institutional and investment banking.

You are authorised to access or use The Bank Investor email newsletter and website only if you accept and agree to these terms. Your continued use of The Bank Investor email newsletter and website is subject to acceptance of, and agreement to be bound by, these terms.

WorkDay Media may exclude any users from accessing The Bank Investor email newsletter and website or cancel their subscription if they are in breach of these terms.

Not financial product advice

Nothing in The Bank Investor email newsletter or website is intended to be the provision of financial services, in particular the provision of financial product advice. The Bank Investor and its owner, WorkDay Media, do not require and do not hold an Australian Financial Services licence. You should consider obtaining independent advice from the holder of an AFS licence before making any decisions relating to your financial circumstances.

We're serious about this. It's not just something our lawyers made us put in. We do journalism about the financial system and the businesses that operate in it. We're not in a position to make judgements about your individual financial circumstances, and you should not rely on us to do so.

Content rights

WorkDay Media owns or has licensed all copyright and other intellectual property in the content and design of The Bank Investor email newsletter and website. You may make a temporary electronic copy of all or part of the website for the sole purpose of viewing it and print a copy for personal use. You cannot otherwise copy, modify, translate, publish, broadcast, transmit, distribute, perform, display, sell or reproduce the material in The Bank Investor email newsletter or on the website in whole or in part without the written approval of WorkDay Media.

Just because it's on the Web doesn't mean people can take it willy-nilly.

Limitation of liability

WorkDay Media is not responsible for the conduct, whether online or offline, of any user of The Bank Investor email newsletter or website.

WorkDay Media cannot guarantee that:

• The Bank Investor email newsletter will be delivered by a particular time on any day;
• your access to the Banking Day email newsletter and website will be uninterrupted or secure;
• information found in Banking Day email newsletter or on the website will be reliable, current, accurate or complete; or
• the website and server are free of viruses or bugs.

To the extent permitted by law WorkDay Media excludes all liability in connection with access to or use of The Bank Investor email newsletter and website or any information found on them.

In no event will WorkDay Media be liable to you or any third party for any indirect, consequential or incidental damages, including lost profits, arising from your use of The Bank Investor email newsletter or website, your reliance on any information found on The Bank Investor email newsletter or website or any technical failures, delays in operation or transmission or malfunctions in equipment or software.